Last updated: May 19th, 2025

Welcome to Moneyskope, LLC (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of all services offered by Moneyskope, including but not limited to one-on-one coaching, group coaching, downloadable resources, videos, blogs, and related content (collectively, the “Services”), whether delivered through our website at [yourdomain.com] (the “Site”) or any other platform we operate.

By purchasing or participating in our Services, you (“Client,” “you,” or “your”) agree to be bound by these Terms.

1. Eligibility

Our Services are intended for individuals who are at least 18 years of age and reside in the United States. By accessing our Services, you represent and warrant that you meet these requirements.

2. Nature of Services

Moneyskope provides financial coaching and educational content. We do not provide investment advice, legal advice, tax advice, or any services that require registration as a financial advisor under state or federal law. Our Services are intended to support general financial literacy and personal decision-making and should not be construed as a substitute for personalized financial advice.

3. Client Responsibilities

Clients are responsible for:

  • Providing accurate and complete financial information.

  • Implementing and acting on any coaching or suggestions at their own discretion.

  • Ensuring that any actions taken based on our coaching align with their personal circumstances and risk tolerance.

4. Payment & Refund Policy

Payment for Services is required upfront unless otherwise specified in a written agreement. We may offer payment plans for select programs. All fees are stated in U.S. dollars.

We strive to deliver high-quality coaching experiences. If you are unsatisfied, please reach out to our team within the program timeframe. Refunds may be considered on a case-by-case basis and are not guaranteed.

5. Intellectual Property

Unless otherwise noted, all materials provided as part of the Services—including proprietary tools, coaching frameworks, content, and client-facing dashboards—are the intellectual property of Moneyskope, LLC. You are granted a limited, non-transferable, non-exclusive license to use these materials for personal use only. Reproduction, distribution, or commercial use is strictly prohibited without written consent.

We reserve the right to copyright any proprietary frameworks, tools, or documents created in the future.

6. Disclaimers

Moneyskope makes no guarantees regarding your financial outcomes. Coaching results vary based on each client’s unique circumstances, effort, and financial situation.

All information provided is for educational and informational purposes only. Nothing in our Services constitutes financial, investment, tax, legal, or accounting advice. You are solely responsible for your financial decisions.

7. Limitation of Liability

To the fullest extent permitted by law, Moneyskope, LLC and its representatives will not be held liable for any losses, including financial losses, reductions in net worth, or damages resulting from decisions made based on our coaching or content. Use of our Services is at your own risk.8. Age Restrictions

Our website and services are intended for individuals who are 18 years of age or older. We do not knowingly collect information from anyone under the age of 18.

8. Data Collection and Privacy

We collect personal and financial data from clients in order to provide personalized coaching. By using our Services, you consent to our data practices. For more details, please review our Privacy Policy.

9. Modifications

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Continued use of our Services after any such update constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles.

If you have any questions about these Terms, please contact us at [email protected].